If your license was suspended and reinstated by the state of Illinois, you are probably required to obtain an SR22 certificate. You can file SR 22 easily through your insurance company, assuming is a service that they provide. At this point, you are probably not sure exactly what an SR-22 certificate actually is.
In the most basic terms, SR22 is auto insurance for “troubled drivers,” or drivers who recently had their licenses suspended. So, if SR 22 is simply car insurance, then what does it cover? Well, like auto insurance, there are different types of coverage packed into each policy. In the case of Illinois SR-22 insurance, the following coverage is provided: Bodily Injury, Uninsured Motorist, and Property Damage. With all of these types of coverage combined, your insurance company will help cover the cost of medical bills and repairs for damages to a vehicle. Each aspect of the SR22 insurance policy is limited to about $25,000. That means that if you get into an accident that causes $30,000 worth of damage, you will be responsible for paying $5,000 out of pocket.