Michael Hoban

How To Handle Being Hit by Uninsured Driver

Most people understand the importance and necessity of having car insurance. Unfortunately, some people still drive uninsured for any number of reasons. Uninsured drivers do not make roadways unsafe, but they do make things frustrating in the case of an accident. If an uninsured driver hits you, and you do not have collision coverage, you …

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Hidden Costs Of DUI

You take several risks when attempting to drink and drive. The obvious ones include loss of life, jail time, fines, and Sr-22 insurance. But what about the hidden costs and risks of driving under the influence of drugs or alcohol. Permanent records, job loss, and litigation fees may not be the first thing that comes …

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Filing The Sr-22 Form

There are many ways a person comes to need Sr-22 insurance, but only a few ways to file. Sr-22 insurance is not actual insurance. Instead, it’s proof you are carrying the mandatory minimum coverage. If you have D.U.I convictions, excessive traffic violations, or other qualifying violation, you will need to know about filing the Sr-22 …

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Penalties & Fines For DUI

Drinking and driving is never a wise decision, yet motorists attempt it regularly. In order to deter people from drinking and driving, Illinois imposes harsh penalties and fines. Those caught driving under the influence run major risks. The penalties grow harsher for each repeated offense, and if you injure someone badly, it can become a …

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What to do When Hydroplaning

What to do When Hydroplaning

Rain presents problems for even the most skilled drivers. Not only does in obstruct vision, but it can make controlling your vehicle difficult. Undoublty, we have all experienced hydroplaning, when your vehicle is no longer catching the road due to water causing a loss of control. It can be a small recoverable slip and sometimes …

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cheap-sr22-chicago-signs-of-driving-fatigue

Signs of Driving Fatigue

An often not reported and dismissed danger that drives face is fatigue. Undoubtedly everyone has felt some drowsiness while driving on long road trips, or on their commute. The danger is under-reported because people are reluctant to acknowledge they were drowsy when an accident occurs. Drivers often dismiss fatigue because they believe they can keep …

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