Just in time for the holidays, Lyft, the popular ride-share company, has launched its monthly subscription service. The service offers better access to airports, special offers, and a discount on all rides. The idea behind the subscription is to build customer loyalty to people across the country. This service is perfect for those who rely …
It’s no secret that high-risk drivers pay more for their auto insurance. A driver becomes high-risk after they rack up a number of violations, cause a serious accident, driving distracted or impaired. Insurance companies view those behaviors as a high-risk to cover and some may deny you coverage due to your status and driving history. …
The list of consequences that arise both directly and indirectly from a DUI arrest and/or conviction is long. For an arrest, the police will hold the driver in a jail cell until bail is paid. In the meantime, a tow truck will take the driver’s car and impound it until the driver pays for storage …
A DUI arrest and conviction can change a person’s life dramatically. The result of a DUI conviction means you will have your driving privileges takes away for about 3 years. Additionally, a conviction means of DUI the person receives numerous fines, and may or may not serve jail time. Before the courts pass down any fines or convictions, …
In order to simplify and save on insurance, people enter an insurance policy with family or a partner. It’s a very common thing to do, especially for large families seeking to insure inexperienced drivers. Unfortunately, when you have multiple people on a policy, one person’s mistake may raise your insurance rates. This post discusses what …
As Halloween weekend approaches it may be a good time to get yourself prepared for office parties, house parties or whatever your plans are. Aside from picking out your costume, hopefully, you did that part already, there are other items that may come in handy. For those who plan driving this weekend, be especially cautious. …
The average cost of a DUI in Illinois is just under $3000. But the cost of a DUI does not account for other fees associated with a DUI such as car towing, lost wages, bail, and court fees to name a few. This post will go through some of the major impacts your finances will …
As you may or may not know, you will undoubtedly be asked for proof of insurance when you are pulled over. Some people may not be aware, but having auto insurance and having proof of insurance are two different things. For a long time, the only acceptable way to show proof of insurance came in …
Driving Uninsured Vs. Driving Without Proof of Insurance Read More »
If you are drinking and plan on driving later, there are a few things to remember before getting behind the wheel. Many people believe as long as their BAC is under .08 they are safe from a DUI arrest, but this is not true. Illinois law permits drivers to be on the road if their …
Regardless of what you did to get your license revoked or suspended, the process for reinstatement has barriers. Not only is the process long, but it is also expensive and only gets more expensive for repeat offenders. Worse yet, if the license revocation came due to a DUI you received, the path will be harder …
When people discuss car insurance the term high-risk driver often comes up. But most people misunderstand what a high-risk driver is and what it entails. Sometimes a high-driver is a comparison between drivers due to factors that determine rates. Other times the labels used for people who have a history of car accidents, traffic violations …
Most people understand the importance and necessity of having car insurance. Unfortunately, some people still drive uninsured for any number of reasons. Uninsured drivers do not make roadways unsafe, but they do make things frustrating in the case of an accident. If an uninsured driver hits you, and you do not have collision coverage, you …
Cell phone use can feel addictive for some people to the point where they must check it often. In fact, cell-phone use addiction has been well documented over the past decade, and there is even a quiz to test your addiction level. A major issue that arises from cell phone use and addiction is distracted …
While most people are aware of the dangers of driving under the influence of drugs and alcohol, they fail to realize the dangers of fatigued driving. Sure, we’ve all felt sleepy behind the wheel at one point or another, often on the way to or from work. You likely still felt in control and awake, …
As cars continue to become more advanced in their performance and safety, the opportunity to add more prevention features may present itself. There has been some real progress in how cars operate, from alerting the driver of an imminent collision to being able to operate on its own. As we further explore what cars can …
You take several risks when attempting to drink and drive. The obvious ones include loss of life, jail time, fines, and Sr-22 insurance. But what about the hidden costs and risks of driving under the influence of drugs or alcohol. Permanent records, job loss, and litigation fees may not be the first thing that comes …
There are many ways a person comes to need Sr-22 insurance, but only a few ways to file. Sr-22 insurance is not actual insurance. Instead, it’s proof you are carrying the mandatory minimum coverage. If you have D.U.I convictions, excessive traffic violations, or other qualifying violation, you will need to know about filing the Sr-22 …
In the unfortunate case that you are required to carry Sr-22 insurance, there are ways to help the process run smoothly. A typical Sr-22 requirement will last about 3 years, and in that time you must maintain insurance coverage and drive safely. Although three years is a long time, it’s important that you satisfy the …
Drinking and driving is never a wise decision, yet motorists attempt it regularly. In order to deter people from drinking and driving, Illinois imposes harsh penalties and fines. Those caught driving under the influence run major risks. The penalties grow harsher for each repeated offense, and if you injure someone badly, it can become a …
Everyone loves a fun night out with friends, some cold drinks, and good conversation. Not so popular, however, is choosing who the designated driver will be. The designated driver is the person who will avoid consuming alcohol or other impairing substances so they can drive everyone back safely. It is a system used by many …