While most people are aware of the dangers of driving under the influence of drugs and alcohol, they fail to realize the dangers of fatigued driving. Sure, we’ve all felt sleepy behind the wheel at one point or another, often on the way to or from work. You likely still felt in control and awake, …
As cars continue to become more advanced in their performance and safety, the opportunity to add more prevention features may present itself. There has been some real progress in how cars operate, from alerting the driver of an imminent collision to being able to operate on its own. As we further explore what cars can …
You take several risks when attempting to drink and drive. The obvious ones include loss of life, jail time, fines, and Sr-22 insurance. But what about the hidden costs and risks of driving under the influence of drugs or alcohol. Permanent records, job loss, and litigation fees may not be the first thing that comes …
There are many ways a person comes to need Sr-22 insurance, but only a few ways to file. Sr-22 insurance is not actual insurance. Instead, it’s proof you are carrying the mandatory minimum coverage. If you have D.U.I convictions, excessive traffic violations, or other qualifying violation, you will need to know about filing the Sr-22 …
In the unfortunate case that you are required to carry Sr-22 insurance, there are ways to help the process run smoothly. A typical Sr-22 requirement will last about 3 years, and in that time you must maintain insurance coverage and drive safely. Although three years is a long time, it’s important that you satisfy the …
Drinking and driving is never a wise decision, yet motorists attempt it regularly. In order to deter people from drinking and driving, Illinois imposes harsh penalties and fines. Those caught driving under the influence run major risks. The penalties grow harsher for each repeated offense, and if you injure someone badly, it can become a …
Everyone loves a fun night out with friends, some cold drinks, and good conversation. Not so popular, however, is choosing who the designated driver will be. The designated driver is the person who will avoid consuming alcohol or other impairing substances so they can drive everyone back safely. It is a system used by many …
Illinois is one step closer to becoming yet another state to make recreational marijuana use legal. The bill to legalize weed now only needs the signature of Governor Pritzker, but this legislation does not change DUI enforcement. Some people may not be aware, but driving high will get you a DUI. Dangers Just like alcohol, …
Driving under the influence is dangerous for a number of reasons. Not only can drunk driving lead to a serious accident; it may end with a conviction. In Illinois, one of the harshest states for DUI convictions, a single conviction can result in license suspension for one year. If it occurs again the penalties only increase, …
Rain presents problems for even the most skilled drivers. Not only does in obstruct vision, but it can make controlling your vehicle difficult. Undoublty, we have all experienced hydroplaning, when your vehicle is no longer catching the road due to water causing a loss of control. It can be a small recoverable slip and sometimes …
An often not reported and dismissed danger that drives face is fatigue. Undoubtedly everyone has felt some drowsiness while driving on long road trips, or on their commute. The danger is under-reported because people are reluctant to acknowledge they were drowsy when an accident occurs. Drivers often dismiss fatigue because they believe they can keep …
Sometimes after a fun night out, people erroneously think they are good to drive, but in reality, they are well past “good.” It may seem like driving “a little drunk” will not affect a person’s ability to operate, but often alcohol has a larger impact. Here are some tips to tell if you or someone …
What if my insurer doesn’t file SR-22 certificates? As frustrating as it may be, it would be ideal to select a car insurance company that files SR-22 certificates. Unfortunately, not every insurance company will and the worst time to find that out is after you need it. People may find themselves in a tight spot …
Even if drivers are not considered high-risk or do not own a car, it is important to have some form of insurance. A non-owner policy helps avoid higher insurance rates in the future. Insurance companies that see gaps in insurance coverage will charge higher premiums. People that benefit from non-owner policies are people who frequently borrow …
You do not need a valid driver’s license to file an SR22. High-risk drivers are able to file an SR22 without a valid driver’s license. SR22 providers understand that in some cases, proof of insurance is needed in order for a license to be valid. Your SR22 provider will start your high-risk car insurance policy. However, …
Young drivers are responsible for more accidents than any other age group. This makes teen drivers a bigger risk for insurance companies and it also makes their car insurance rates higher. Teens are considered high-risk drivers for: No driving experience Drivers with little to no experience will have a more difficult time recognizing and handling …
In Illinois, if you are a non-custodial parent who is ordered to pay child support and you do not make your payments, your license may be suspended. Your license will be suspended until you contact the enforcement agency and satisfy all their requirements. How to get your drivers to license reinstated If you have a suspended license …
Ridesharing using companies like Uber is a popular way to make extra money. However, Uber requires background checks on every driver. If you were convicted of serious traffic violations, you may not qualify to drive for Uber. Can You Drive for Uber if You Have A Bad Driving Record? When people apply to become an Uber driver, the …
Almost 2 million registered drivers in Florida have suspended driver’s licenses and most of those suspensions stem from non-driving offenses. Many drivers with suspensions do not know their licenses are suspended since the only notice they receive is mailed to their address. When they are pulled over and their licenses come up as suspended, they …
Millions Of Suspended Licenses For Non-Driving Offenses Read More »
SR-22 insurance is required for an average of three years. While you are considered a “high-risk driver,” this does not mean you should have to overpay for car insurance coverage. Here are three easy ways to save on your SR-22 insurance: 1. Increase the deductible The deductible is the amount of money the policyholder is responsible …