How To Renew A SR22 Policy

SR22 policies are for people whose insurance companies consider them to be high-risk. Sometimes referred to as SR22 insurance, the policy is not insurance itself, but rather proof that you are insured. It usually takes about 3 years for an Sr22 requirement to expire, however, additional offense during that time could increase the penalty. From …

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Dangers Of Driving Uninsured

Although auto insurance policy sometimes seems too expensive, everyone who drives needs one. But for people operating on a low budget, they may consider not purchasing a policy for their vehicle. However, drivers who go uninsured end up paying for it, sometimes in more ways the one. Driving without insurance is illegal in Illinois, and …

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The Dangers Of Buzzed Driving

Have you heard someone say “I know when I drunk too much” or “I drive better when drunk” before? Well, hopefully, no one lets that person drive or they did not injure themselves or others because a buzzed driver driving is dangerous. A person may not notice the level of intoxication they reached before stepping …

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3 Types Of Sr-22 Policies

High-risk drivers, those with a DUI conviction, and/or drivers who have been caught on a suspended or revoked license, know-how difficult finding auto insurance can be. This is due to the fact that those situations usually result in drivers needing a Sr-22 policy. What drivers might not know, is that there are three types of …

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Road Rage Incidents More Common Than You Think

Most people have experienced at least a little frustration when operating on U.S. roadways. Sometimes people decide to act on this frustration creating a dangerous situation known as road rage. Although frustration is a natural reaction, for some the rage that builds up leads to an explosion of emotion. Some drivers feel wronged by others …

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Apps & Features Preventing Texting And Driving

Although smartphones help us with various daily tasks, they also provide a devastating distraction when we drive. Not too long ago, we posted a blog about the increased penalties for distracted drivers. In this post, we want to remind drivers that they have tools on the devices that seem to be so distracting. That’s right, drivers …

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Distracted Driving Costing Drivers More

Distracted driving has plagued roadways since cell phones texting became popular. Yet, for a while, insurance companies were not penalizing drivers too hard for being ticketed for it. However, since 2011, research shows that companies have skyrocketed their penalties for distracted driving by 10,000%. Unfortunately, you did read that correctly, it’s not an exaggeration in …

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Cost Of Sr-22 Violations

If you’ve ever been at-fault in an accident or committed a serious traffic violation, you likely carry Sr-22 insurance. While technically not coverage, the Sr-22 is proof that a driver is carrying at least the minimum amount of auto insurance. In many cases, drivers who commit serious violations such as speeding (20+ mph over the …

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Insurance Points: What are They?

Have you ever received a high quote from an insurance company and wondered how they came up with that price. Outside of looking at your personal information, and vehicle information, companies look at the number of insurance points on your driving record. A driver accumulates insurance points through violations such as tickets and at-fault accidents. …

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Life After Sr-22 Insurance

If you’ve ever been ordered to carry S-22 insurance, otherwise known as a financial responsibility form, you know how long the process lasts. A court can order a driver to carry Sr-22 insurance for many reasons such as DUI convictions or reckless driving. Although the requirement to carry the financial responsibility form ends usually after …

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Car Impound Fees

A DUI arrest and conviction can change a person’s life dramatically. The result of a DUI conviction means you will have your driving privileges takes away for about 3 years. Additionally, a conviction means of DUI the person receives numerous fines, and may or may not serve jail time. Before the courts pass down any fines or convictions, …

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