Typically, SR22 policies are for people who have committed traffic or other violations and are ordered by a court to obtain one. Sometimes referred to as SR22 insurance, the policy is not insurance itself, but rather proof that you are insured. It usually takes about 3 years for an SR22 requirement to expire. However additional offense during that time could increase the penalty’s length. From time to time, the policy needs to be renewed, so we thought we would put together a post on why it’s important to renew it.
Importance Of Renewing SR22
In Illinois, drivers must renew their policy at least 45 days prior to it expiring. If a driver does not renew their policy within 15 days of it expiring, they will be met with consequences. For one, the person’s auto insurer must send the Secretary of State’s Office a notice. Then the Secretary of State’s Office can and will place your license on suspension, or revoke it.
Additionally, a drivers that skip renewing SR22 insurance risk being fined or having their court order extended. If you need to renew your policy, you ought to do so. You’ll end up paying more in fines and lost driving privileges than you would be renewing a policy. For those looking to renew their policy, or are looking for a policy, shop for quotes. Shopping for quotes gives you the best possible options and an opportunity to lock in a low rate on auto insurance.
Take-Home Message
Drivers who have SR22 policies that need renewal should always shop around for the best policy price. So, when you receive a notification about renewing your policy, look for quotes online. You can renew a policy online, over the phone, or in person. Failure to renew your SR22 policy on time could end with a loss of driving privileges and fines. If you are having a hard time keeping up with your payments, contact your insurance provider and let them know. SR22 providers may be able to offer a grace period to help you avoid lapses in coverage.