SR22 insurance

Distracted Driving Costing Drivers More

Distracted driving has plagued roadways since cell phones texting became popular. Yet, for a while, insurance companies were not penalizing drivers too hard for being ticketed for it. However, since 2011, research shows that companies have skyrocketed their penalties for distracted driving by 10,000%. Unfortunately, you did read that correctly, it’s not an exaggeration in …

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Hidden Costs Of DUI

You take several risks when attempting to drink and drive. The obvious ones include loss of life, jail time, fines, and Sr-22 insurance. But what about the hidden costs and risks of driving under the influence of drugs or alcohol. Permanent records, job loss, and litigation fees may not be the first thing that comes …

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What to do When Hydroplaning

What to do When Hydroplaning

Rain presents problems for even the most skilled drivers. Not only does in obstruct vision, but it can make controlling your vehicle difficult. Undoublty, we have all experienced hydroplaning, when your vehicle is no longer catching the road due to water causing a loss of control. It can be a small recoverable slip and sometimes …

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Signs of Driving Fatigue

An often not reported and dismissed danger that drives face is fatigue. Undoubtedly everyone has felt some drowsiness while driving on long road trips, or on their commute. The danger is under-reported because people are reluctant to acknowledge they were drowsy when an accident occurs. Drivers often dismiss fatigue because they believe they can keep …

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Why Teen Drivers Pay More For Car Insurance

Young drivers are responsible for more accidents than any other age group. This makes teen drivers a bigger risk for insurance companies and it also makes their car insurance rates higher. Teens are considered high-risk drivers for: No driving experience Drivers with little to no experience will have a more difficult time recognizing and handling …

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Do High-Risk Drivers Qualify To Drive For Uber?

Ridesharing using companies like Uber is a popular way to make extra money. However, Uber requires background checks on every driver. If you were convicted of serious traffic violations, you may not qualify to drive for Uber. Can You Drive for Uber if You Have A Bad Driving Record? When people apply to become an Uber driver, the …

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Millions Of Suspended Licenses For Non-Driving Offenses

Almost 2 million registered drivers in Florida have suspended driver’s licenses and most of those suspensions stem from non-driving offenses. Many drivers with suspensions do not know their licenses are suspended since the only notice they receive is mailed to their address. When they are pulled over and their licenses come up as suspended, they …

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3 Ways To Save On SR-22 Insurance

SR-22 insurance is required for an average of three years. While you are considered a “high-risk driver,” this does not mean you should have to overpay for car insurance coverage. Here are three easy ways to save on your SR-22 insurance: 1. Increase the deductible The deductible is the amount of money the policyholder is responsible …

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How To Renew A SR22 Policy

SR-22 insurance in Illinois must be renewed at least 45 days in advance to avoid any suspensions. If the car insurance agency does not receive a renewal 15 days before the SR22 expires, they are required by law to inform the Secretary of State’s office. When you receive your renewal letter from your SR22 insurance …

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The Consequences Of Driving Without Insurance

Driving without insurance is a serious offense. If people drive without insurance, their driver’s license will be suspended and they will face several other fines and penalties. The penalties increase based on the number of offenses.  Fines In Illinois, drivers must have an active car insurance policy and carry proof of insurance in their cars. …

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Naperville DUI Arrests Among The Highest In Illinois

The Alliance Against Intoxicated Motorists released its 28th annual survey of drunk driving arrests. Naperville came in ninth for DUI arrests in Illinois. The survey compares drunk driving arrests from across Illinois police agencies. The survey does not include the City of Chicago. A total of 567 departments were studied across the state for the survey …

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