As you may already know, Chicago along with the rest of Illinois, began allowing people to take cocktails to-go. This is a massive change for Illinois and Chicago, and came at a time when bars and restaurants were struggling due to the pandemic. Especially since the recent switch back from Phase 4 to Phase 3 …
Have you heard someone say “I know when I drunk too much” or “I drive better when drunk” before? Well, hopefully, no one lets that person drive or they did not injure themselves or others because a buzzed driver driving is dangerous. A person may not notice the level of intoxication they reached before stepping …
As Halloween weekend approaches it may be a good time to get yourself prepared for office parties, house parties or whatever your plans are. Aside from picking out your costume, hopefully, you did that part already, there are other items that may come in handy. For those who plan driving this weekend, be especially cautious. …
The average cost of a DUI in Illinois is just under $3000. But the cost of a DUI does not account for other fees associated with a DUI such as car towing, lost wages, bail, and court fees to name a few. This post will go through some of the major impacts your finances will …
Cell phone use can feel addictive for some people to the point where they must check it often. In fact, cell-phone use addiction has been well documented over the past decade, and there is even a quiz to test your addiction level. A major issue that arises from cell phone use and addiction is distracted …
While most people are aware of the dangers of driving under the influence of drugs and alcohol, they fail to realize the dangers of fatigued driving. Sure, we’ve all felt sleepy behind the wheel at one point or another, often on the way to or from work. You likely still felt in control and awake, …
You take several risks when attempting to drink and drive. The obvious ones include loss of life, jail time, fines, and Sr-22 insurance. But what about the hidden costs and risks of driving under the influence of drugs or alcohol. Permanent records, job loss, and litigation fees may not be the first thing that comes …
There are many ways a person comes to need Sr-22 insurance, but only a few ways to file. Sr-22 insurance is not actual insurance. Instead, it’s proof you are carrying the mandatory minimum coverage. If you have D.U.I convictions, excessive traffic violations, or other qualifying violation, you will need to know about filing the Sr-22 …
In the unfortunate case that you are required to carry Sr-22 insurance, there are ways to help the process run smoothly. A typical Sr-22 requirement will last about 3 years, and in that time you must maintain insurance coverage and drive safely. Although three years is a long time, it’s important that you satisfy the …
Illinois is one step closer to becoming yet another state to make recreational marijuana use legal. The bill to legalize weed now only needs the signature of Governor Pritzker, but this legislation does not change DUI enforcement. Some people may not be aware, but driving high will get you a DUI. Dangers Just like alcohol, …
Driving under the influence is dangerous for a number of reasons. Not only can drunk driving lead to a serious accident; it may end with a conviction. In Illinois, one of the harshest states for DUI convictions, a single conviction can result in license suspension for one year. If it occurs again the penalties only increase, …
Rain presents problems for even the most skilled drivers. Not only does in obstruct vision, but it can make controlling your vehicle difficult. Undoublty, we have all experienced hydroplaning, when your vehicle is no longer catching the road due to water causing a loss of control. It can be a small recoverable slip and sometimes …
An often not reported and dismissed danger that drives face is fatigue. Undoubtedly everyone has felt some drowsiness while driving on long road trips, or on their commute. The danger is under-reported because people are reluctant to acknowledge they were drowsy when an accident occurs. Drivers often dismiss fatigue because they believe they can keep …
Even if drivers are not considered high-risk or do not own a car, it is important to have some form of insurance. A non-owner policy helps avoid higher insurance rates in the future. Insurance companies that see gaps in insurance coverage will charge higher premiums. People that benefit from non-owner policies are people who frequently borrow …
You do not need a valid driver’s license to file an SR22. High-risk drivers are able to file an SR22 without a valid driver’s license. SR22 providers understand that in some cases, proof of insurance is needed in order for a license to be valid. Your SR22 provider will start your high-risk car insurance policy. However, …
Young drivers are responsible for more accidents than any other age group. This makes teen drivers a bigger risk for insurance companies and it also makes their car insurance rates higher. Teens are considered high-risk drivers for: No driving experience Drivers with little to no experience will have a more difficult time recognizing and handling …
In Illinois, if you are a non-custodial parent who is ordered to pay child support and you do not make your payments, your license may be suspended. Your license will be suspended until you contact the enforcement agency and satisfy all their requirements. How to get your drivers to license reinstated If you have a suspended license …
Ridesharing using companies like Uber is a popular way to make extra money. However, Uber requires background checks on every driver. If you were convicted of serious traffic violations, you may not qualify to drive for Uber. Can You Drive for Uber if You Have A Bad Driving Record? When people apply to become an Uber driver, the …
Almost 2 million registered drivers in Florida have suspended driver’s licenses and most of those suspensions stem from non-driving offenses. Many drivers with suspensions do not know their licenses are suspended since the only notice they receive is mailed to their address. When they are pulled over and their licenses come up as suspended, they …
Millions Of Suspended Licenses For Non-Driving Offenses Read More »
SR-22 insurance is required for an average of three years. While you are considered a “high-risk driver,” this does not mean you should have to overpay for car insurance coverage. Here are three easy ways to save on your SR-22 insurance: 1. Increase the deductible The deductible is the amount of money the policyholder is responsible …
